How to Use Analytics in Capstack Pro

Use this guide to navigate Analytics in Capstack Pro, including dashboards, peer group comparisons, CAMELS reports, and forecasting tools. Follow each step to understand your institution’s performance and compare against peers.

August 22, 2025 By Tzvika Perelmuter

Overview

Capstack Pro’s Analytics feature provides FDIC peer benchmarking, credit profile analysis, and forecasting tools designed for community and regional banks. You can evaluate your loan concentrations, compare against peers, and forecast trends — all inside Capstack Pro.

Before you start

1. Make sure you have Capstack Pro access and are logged into your account

Know your institution’s key areas of focus (CRE, residential, capital, profitability, etc.)
Decide which peer banks or regions you want to compare against

Getting started

Analytics is divided into five main areas:

Dashboard — Quick view of concentrations and peer averages
Credit Profile — Capital, profitability, and asset mix details
Peer Groups — Custom benchmarking against selected banks
CAMELS — Regulatory-style peer analysis
Forecasting — Forward-looking performance predictions

Section 1: Dashboard Overview

Step #1: Click "Analytics" — Click "Analytics"

From the left navigation bar, click Analytics to open the Analytics feature.

Step #2: Click "Insights" — Click "Insights"

Open the Insights tab to see your concentration data compared to peers.

Step #3: Click on the CRE concentration card — Click on the CRE concentration card

Click on the CRE concentration card to see detailed breakdowns and trend charts over time.

Step #4: Click on the residential concentration area — Click on the residential concentration area

Click on the residential concentration area to access additional loan data and comparisons.

Step #5: Click on "Concentration of 1-4 Family Residential Loans" — Click on "Concentration of 1-4 Family Residential Loans"

Review your residential lending patterns and compare your mix against peers.

Section 2: Credit Profile Analysis

Click on "Profile"

Navigate to the Profile tab to view your credit profile score and see details about your current loan portfolio, loss allowances, charge-offs, and recoveries. You can also review your capital structure, including risk-weighted assets, common equity capital, and Tier 1 capital. Additionally, you will find profitability metrics and bank information.

Click on "Credit Profile"

Access details on your loan portfolio, loss allowances, and credit quality metrics.

Step #8: Click on "Capital" — Click on "Capital"

View capital adequacy including risk-weighted assets and capital ratios.

Step #9: Click on "Profitability" — Click on "Profitability"

See profitability metrics like net interest income, expenses, and net income.

Step #10: Click on "Asset Mix" — Click on "Asset Mix"

Review your portfolio composition and how it compares to peers.

Step #11: Click on "Search Institutions" — Click on "Search Institutions"

Open the search function to find specific banks for comparison.

Step #12: Type the institution name — Type the institution name

Enter the institution name in the search field to access their financial data.

Section 3: Peer Group Analysis

Step #13: Click on "Peers" — Click on "Peers"

Navigate to the Peers section to create and view peer group comparisons. In the Peer Groups tab, you can see a comparison between yourself and your peer groups, including asset mix, loan mix, security mix, and funding risks. You will also see graphs that compare your data to your peer groups and can create new peer groups by selecting banks from specific states or regions.

Step #14: To create a new Peer Group Click hereClick "New Peer Group" — To create a new Peer Group Click hereClick "New Peer Group"

Start building a new custom peer group for benchmarking.

Step #15: Select filters — Select filters

Use the filter options to narrow your peer group by criteria like geography, asset size, or charter type.

Step #16: Click on the state dropdown — Click on the state dropdown

Click on the state dropdown to select geographic filters for your peer group.

Step #17: Select Texas as an example state — Select Texas as an example state

Choose a state for regional benchmarking — Texas is used as an example here.

Step #18: Click on "✓ Apply" — Click on "✓ Apply"

Apply your selected filters to generate the peer group.

Step #19: Click on "Create" — Click on "Create"

Finalize and save your peer group for ongoing analysis.

Section 4: CAMELS Report Analysis

Access CAMELS report data to see details comparing you to your peer groups for each quarter. You can switch between quarters and view information on capital, assets, management, earnings, and liquidity.

Step #20: Click 'Review Report' to view CAMELS Report — Click 'Review Report' to view CAMELS Report

Access the CAMELS report section to see regulatory-style analysis.

Step #21: Select a specific quarter — Select a specific quarter

Use the dropdown to switch between different reporting quarters.

Step #22: Switch between CAMELS tabs — Switch between CAMELS tabs

Navigate between Capital, Assets, Management, Earnings, and Liquidity sections for detailed regulatory views.

Step #23: Click "Export" — Click "Export"

Download the CAMELS report for board or regulatory presentations.

Section 5: Forecasting

Step #24: Click on "Forecasting" tab — Click on "Forecasting" tab

Navigate to the Forecasting section for predictive analytics. There is a future forecasting tool that enables you to forecast data for the next two quarters and compare it to your peer group.

You must select at least four peer institutions for forecasts.

Step #25: Select four banks for your baseline — Select four banks for your baseline

Choose four or more comparable banks as your forecasting baseline (minimum required for accurate predictions).

Step #26: Click "Create Peer Group" — Click "Create Peer Group"

Finalize your forecasting peer group after selecting institutions.

Step #27: Review your forecasting results — Review your forecasting results

View projections for loan yields, asset yields, and margins over the next two quarters. You can also view your performance compared to your peer group. In the dashboard, you can see the forecasting for each of these features. Forecasting allows you to predict up to two quarters ahead.

Step #28: Select a quarter to view variations — Select a quarter to view variations

Choose specific quarters to see predicted variations and peer comparisons. To view the variation, select a specific quarter. You will then see your data compared to your peer groups' data.

After you finish

Save peer groups for recurring analysis

Export reports for board or regulatory presentations

Use forecasting for quarterly planning and stress testing

Troubleshooting

Peer comparisons don't look right: Ensure you've selected truly comparable institutions (similar asset size, region, and business model) for meaningful benchmarks

Best practices

Build multiple peer groups (regional, asset size, specialty focus)
Review Analytics monthly to spot trends early
Use CAMELS and Forecasting exports in board prep